Universal Mixto is health care insurance that is flexible, economical, and completely effective.
It combines into one product the best of the Reimbursement system with the best of the Universal health Care “Asistencia Sanitaria” system, facilitated by a medical team, and allowing you to choose the system you need at any time so you can enjoy the advantages of both.
The Reimbursement Component
Maximum benefits. Complete freedom of choice of doctors and hospitals in Spain and anywhere else in the world. 100% reimbursement of hospitalization expenses due to sickness, pregnancy, or accidents, incluing surgical procedures, hospital stay expenses, ICU, or ambulance transport.
Complete freedom of choice also applies to medical visits, diagnostic tests, alternative and preventative medicine, and rehabilitation treatments, with 85% of expenses reimbursed.
- Maximum quality of attention and medical services
- Complete freedom of access to any doctor or medical center
- Worldwide coverage
The Universal Care “Asistencia Sanitaria” Component
You have at your disposal a Medical Team of national reach and maximum quality that includes all medical/surgical specialties as well as hospital admissions:
- Primary care
- Emergency health care
- Medical specialties
- Diagnostic methods
- Special treatments
- Preventive medicine
- Obstetric and neonatal care
- Unlimited coverage
- Fast Track Appointment service for medical consultations
A huge variety of services are available to you with your Co-Health Card.
If you find yourself immobilized in your home due to accident, illness, or convalescence, a specialized center can address all your consultations and medical needs 24 hours a day and 365 days a year.