Expat Health Insurance Spain

Premier agency for private health & medical insurance in Spain for expats

Expats info of Spanish health care system

mom-20666_1280Spain has one of the best health care systems in the world that consists of about 800 hospitals and 2,700 medical centers throughout the country. Even all the villages have at least one doctor in attendance who comes to the health center on a regular basis and you will always find a nurse (enfermera) in attendance. If you go to one of these villages’ medical centers chances are you will get to see the doctor on the very same day. Children under 14 have separate health accommodations and they must be treated in specific children’s health centers that are staffed by specialist pediatricians. You will find these children’s medical centers in the nearest town of any size.

The healthcare system in Spain is more than excellent. They have built a network of hospitals with accident and emergency departments that operate in a very similar way to that of the UK. When you come to the hospital, you are promptly seen by a triage staff and then treated as fast as necessary depending on the degree of your injury. After being treated if you need follow-up treatment then that is organized by the hospital itself. They even call you afterwards to check on you and even arrange visits by nurses to take care of you. You will be given a direct telephone number to the nurses office in case you need anything.
There is also some downside to the Spanish health care system. The Spanish healthcare system is not hundred percent free. You will have to pay up to sixty percent of your prescription fee. This rule applies to the Spanish nationals too. Another problem you might face here is not being understood. The doctors, nurses and staff work in Spanish and translators are not provided within hospitals or medical centers. This can be problematic as you cannot properly communicate your problem. Nevertheless, the good thing is you can find many foreigners living in Spain and they can help you out. These people are usually very helpful and you can call them up to help you out.

Spain has both public and private health care system working within the boundary of the country. You don’t need private health insurance to get treatment in the public health care system but you get treatment faster in non-emergency cases.baby-20674_640

The state health care system is free for anyone living and working in Spain. However, in some Spanish islands you might have to travel to find a state healthcare provider. As an expatriate you are entititled to free healthcare if you meet any one of the following requirements.

  • If you are a resident in Spain and work in employment or self-employment and pay social security contributions,
  • If you are a resident in Spain and receiving certain state benefits,
  • If you are a resident in Spain and recently divorced or separated from a partner registered with social security,
  • If you are a child resident living in Spain,
  • If you are a pregnant woman who is living in Spain,
  • If you are under 26 and studying in Spain,
  • If you are a state pensioner, or
  • If you are staying temporarily in Spain and have an EHIC card

If you do not qualify for state healthcare, you have to organize private health care and pay the full amount of medical costs frankly which can be quite expensive. Do not take that chance and get your health insurance as soon as you get into Spain.

An important information is, that from 1st April 2014 S1 certificates will no longer be issued. This means that if you move to Spain from this date on and have not reached pensionable retirement age, you will not be covered under the reciprocal arrangements between the UK and Spain. Read more here:
http://healthcareinsurancespain.es/expats-loose-free-health-care-spain-s1-219/Ebook Healthcare System Spain

If you have any doubt you can contact us and you will receive this ebook about the Spanish Health System!
Free Direct Contact

We will be glad to attend you!

 

Useful information

Why choose Cosalud health Insurance?

In Cosalud, your peace of mind is our main goal, which is why for pediatrics and gynecology, you get to choose the specialist that treats you. Furthermore, we include reimbursements on pharmacy expenses so you have no problem following your treatments.
Cosalud offers three contract plans--without copay at all, with low copay, and with high copay--so that you can be the one who manages your health policy.
We've also worked hard to improve our services as much as possible by offering you the following conveniences: 24-hour medical help line, prompt response on authorizations (maximum 2 hours), optimization of national medical teams, and the ability to fill out the health questionnaire via telephone.

Maximum coverage on the market

  • 1. Medical consultations for primary care. General, pediatric, and childcare medicine, ambulance services, infirmary, home and outpatient emergencies in medical centers.
  • 2. Access to medical specialties, consultations, or hospital regimens, including advanced technological diagnostic procedures (PET, magnetic resonance, etc.) and therapeutic procedures, surgical specialties, and individual room with accompanying bed.
  • 3. The best hospital assistance, including ICU.
  • 4. Dental Plus supplement.
  • 5. Neonatology.
  • 6. Family planning. IUD implantation, tubal ligation, vasectomy.
  • 7. Includes prostheses, without limits. We cover cornea transplants and autologous bone marrow transplants.
  • 8. Reimbursement for urgent care (vital and non-vital) in provinces lacking services.
  • 9. Coverage for work-related and traffic accidents.
  • 10. Access to therapeutic tools: pain treatment, chemotherapy and radiotherapy, acupuncture, aerosol therapy, physiotherapy and rehabilitation, homeopathy and sports medicine, logo-speech therapy, podology, preparation for childbirth, etc.
  • 11. Preventative medicine via specific plans. Annual gynecological, coronary, colorectal and prostate cancer, and basic adult medical checks, among several others.
  • 12. 15 clinical psychology sessions per year and free psychological care over the phone, 24 hours a day and 7 days a week.
  • 13. The ability to obtain a second medical opinion nationally and internationally for serious illnesses.
  • 14. An international assistance service for when you're traveling.
  • 15. Access to a vast array of health and well-being services at incredible prices. Ocular refractive laser surgery, green laser KTP treatment for benign hypertrophy of the prostate, assisted reproduction, psychological consultations, etc.
Rainer Hobrack

Rainer Hobrack

Rainer Hobrack, founder of Health Care Insurance Spain has been an expat living in Spain for over a decade now. He understands the frustrations of dealing with health insurance and the pain of dealing with the public health system.

Why should you trust Rainer Hobrack with such a big decision?

Mr. Hobrack is passionate about helping others, he's an expat too! He's very experienced in dealing with all aspects of health insurance. Mr. Hobrack is fluent in both English and German. So you know if you have questions he will be able to effectively answer them using his great communication skills and experience.

Follow me

You can reach out to me at any time and I will be more than happy to help. You can get in touch via Facebook, Google+, or LinkedIn. The easiest and fastest method is through a telephone call or a message via Whatsapp.

No-Hassle Communication!

If you’d like, feel free to send me a mail. I will answer within 24 hours. When sending me an email please mention your phone number so we can talk on the telephone if needed or we can see us, if you are in Barcelona and surroundings!

Medical Services in Spain

Medical Services in Spain

Find here all the medical services in Spain covered by the Cosalud insurance plan. More than 5000 medical centers all over the spanish peninsula to attend your health needs. Read More...