Expat Health Insurance Spain

Premier agency for private health & medical insurance in Spain for expats

Cosalud Healthcare Card

As the owner of the Cosalud Card, you have access to:

Telephone Medical Advice Service

With this service you’ll be attended by a top-tier medical team 24 hours a day, 365 days a year, receiving an immediate medical assessment in cases of emergency, illness, accident, or any situation where you don’t know what to do. Just dial the number on your Cosalud Card (902 251 025) and ask for the service. A doctor will personally attend to your call and and will orient you to the best course of action for each case.

You can also ask for information about hospitals and clinics, Social Security residencies, general and emergency doctors, vaccination centers, ambulance centers, and so on from anywhere in Spain.

Dental Health

In collaboration with Dentyred, this service offers a dental Medical Team of more than 2,000 experienced, highly qualified dentists spread out through the entire country. You and your family can enjoy some of these dental services without cost and others at very alluring prices. Financing programs for treatments are also offered.

You can freely choose your specialist from the dental Medical Team, which provides all doctors and medical centers at your disposal. All you have to do is call, identify yourself as a Cosalud Card holder, and you’ll be assigned a date and time for your appointment. At the consultation, you only have to present your card and the specialist will perform a diagnosis and give you an estimate according to the price list in effect.

Second Medical Opinion

Second Medical Opinion offers the opportunity to get a second diagnosis that allows for the confirmation, negation, or alteration of a first diagnosis, assessing at the same time for the most appropriate treatment and the most prestigious healthcare institutions at the national and international level that have this treatment available.

This service covers any surgical intervention you may need as well as the following serious medical conditions:

  • Myocardial infarction
  • Hemorrhage or stroke
  • Cancer
  • Renal failure
  • Organ transplants
  • Alzheimer’s
  • Parkinson’s

Medical Team

Access to a Medical Team of national reach and maximum quality that includes all medical/surgical specialties as well as hospital admissions.

Main features:

  • Unlimited coverage
  • Fast Track Appointment service for medical consultations

Customer Service from Grupo Catalana Occidente

As owner of the Cosalud Card, you can access this service by telephone (902 251 025), or simply by dialing the number 636 465 010 to contact Rainer Hobrack, your insurance agent.

Why choose Cosalud health Insurance?

In Cosalud, your peace of mind is our main goal, which is why for pediatrics and gynecology, you get to choose the specialist that treats you. Furthermore, we include reimbursements on pharmacy expenses so you have no problem following your treatments.
Cosalud offers three contract plans--without copay at all, with low copay, and with high copay--so that you can be the one who manages your health policy.
We've also worked hard to improve our services as much as possible by offering you the following conveniences: 24-hour medical help line, prompt response on authorizations (maximum 2 hours), optimization of national medical teams, and the ability to fill out the health questionnaire via telephone.

Maximum coverage on the market

  • 1. Medical consultations for primary care. General, pediatric, and childcare medicine, ambulance services, infirmary, home and outpatient emergencies in medical centers.
  • 2. Access to medical specialties, consultations, or hospital regimens, including advanced technological diagnostic procedures (PET, magnetic resonance, etc.) and therapeutic procedures, surgical specialties, and individual room with accompanying bed.
  • 3. The best hospital assistance, including ICU.
  • 4. Dental Plus supplement.
  • 5. Neonatology.
  • 6. Family planning. IUD implantation, tubal ligation, vasectomy.
  • 7. Includes prostheses, without limits. We cover cornea transplants and autologous bone marrow transplants.
  • 8. Reimbursement for urgent care (vital and non-vital) in provinces lacking services.
  • 9. Coverage for work-related and traffic accidents.
  • 10. Access to therapeutic tools: pain treatment, chemotherapy and radiotherapy, acupuncture, aerosol therapy, physiotherapy and rehabilitation, homeopathy and sports medicine, logo-speech therapy, podology, preparation for childbirth, etc.
  • 11. Preventative medicine via specific plans. Annual gynecological, coronary, colorectal and prostate cancer, and basic adult medical checks, among several others.
  • 12. 15 clinical psychology sessions per year and free psychological care over the phone, 24 hours a day and 7 days a week.
  • 13. The ability to obtain a second medical opinion nationally and internationally for serious illnesses.
  • 14. An international assistance service for when you're traveling.
  • 15. Access to a vast array of health and well-being services at incredible prices. Ocular refractive laser surgery, green laser KTP treatment for benign hypertrophy of the prostate, assisted reproduction, psychological consultations, etc.
Rainer Hobrack

Rainer Hobrack

Rainer Hobrack, founder of Health Care Insurance Spain has been an expat living in Spain for over a decade now. He understands the frustrations of dealing with health insurance and the pain of dealing with the public health system.

Why should you trust Rainer Hobrack with such a big decision?

Mr. Hobrack is passionate about helping others, he's an expat too! He's very experienced in dealing with all aspects of health insurance. Mr. Hobrack is fluent in both English and German. So you know if you have questions he will be able to effectively answer them using his great communication skills and experience.

Follow me

You can reach out to me at any time and I will be more than happy to help. You can get in touch via Facebook, Google+, or LinkedIn. The easiest and fastest method is through a telephone call or a message via Whatsapp.

No-Hassle Communication!

If you’d like, feel free to send me a mail. I will answer within 24 hours. When sending me an email please mention your phone number so we can talk on the telephone if needed or we can see us, if you are in Barcelona and surroundings!

Medical Services in Spain

Medical Services in Spain

Find here all the medical services in Spain covered by the Cosalud insurance plan. More than 5000 medical centers all over the spanish peninsula to attend your health needs. Read More...